I decided to clean out our file drawers and review what was left of the Health Insurance nightmare that we experienced when we moved to Florida. Make no mistake; Florida is a Southern State, South Carolina and Georgia, Mississippi, and Alabama where the Civil War is still being fought.
Apparently Florida, like these other Southern States, takes pride in keeping it citizens ignorant since it ranks close to last, along with these other Southern States in education performance. That, of course, serves the State’s ruling Republican Party well, ignorance and misinformation is a keystone to Republican thought, a thought process that has seen political victories because of this program of ignorance along with intolerance.
This ignorance and misinformation is not only for the young and undereducated children of Florida, it is a scare tactic that Republicans use on the most fragile Americans, our elderly. And who gains from ignorance and intolerance? The answer is simple, unscrupulous Corporate America.
So I cleaned out the drawers and found the reasons for being denied Individual Health Insurance by those companies who now claim they want to insure the once “uninsurable” those folks 50 plus not yet on Medicare, Blue Cross/Blue Shield of Florida is my primary target. They refused, or should I say denied, health insurance to my partner because he was truthful on his application and told them he was treated for a fever blister, he also told them that he asked for a prescription of Viagra and thus the suggestion that he had some type of malfunction “in that area” and the fever blister thingy, he was denied.
For me, I never wanted to move to Florida and came here with controlled Blood Pressure, but the move here and the stress of leaving friends and family apparently took that body function over. So I was initially denied by Blue Cross Blue Shield of Florida as well.
So there we were both generally healthy citizens left without healthcare insurance yet both having their employers and ourselves paying thousands, no, hundreds of thousands, of dollars to Health Insurance companies over the years only to be tossed away to fend for ourselves.
I did finally get a Health Insurance policy from Blue Cross/Blue Shield of Florida and at first the premiums and deductibles were reasonable but then they escalated out of sight.
There are two truths that I will take to my death bed that I will never be able to prove, the first is that Blue Cross/Blue Shield of Florida profiled my partner and me as “gay” presumed us to be an HIV/AIDS risk thus came up with the scam “herpes/fever blister” denial for my partner. The second is the next time I applied to Blue Cross/Blue Shield of Florida and was accepted I was covered by the Veteran’s Administration and they continued to increase my premiums and my deductibles. In other words, Blue Cross/Blue Shield of Florida knew that the VA would be the first payer and they could just continue to increase the premiums and deductibles and while I paid their premiums neither I nor the VA got anything from them, nothing.
Health Insurance for profit is immoral, pure and simple, it is the snake in the Garden of Eden, and it’s the modern day sword that hangs over the Damocles of our Democracy. Health Insurance reform is the Pandora’s Box that has been opened and the Republican Party and their Health Insurance Company “providers” are doing everything they can do to deny the health and welfare of American lives.
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment